Each driver is totally different. So when it’s time to analysis automobile insurance coverage firms, you’re in all probability going to prioritize various factors than different folks. That may make it onerous to search out the very best automobile insurance coverage in Utah — in case you don’t know precisely what you’re on the lookout for, you could not know whether or not or not an organization will suit your wants.
To make it simpler for you, NerdWallet analyzed 23 automobile insurance coverage firms in Utah to search out the highest picks for the next classes:
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Greatest star score.
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Greatest funds decide.
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Greatest for having few buyer complaints.
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Greatest for ease of use.
When you want to see a full checklist of the very best automobile insurance coverage firms in Utah, bounce to the underside of this web page.
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How we discovered the very best automobile insurance coverage in Utah
NerdWallet’s editorial group thought-about pricing, reductions, grievance information from the Nationwide Affiliation of Insurance coverage Commissioners and extra to find out the very best automobile insurance coverage firms in Utah. Our “ease of use” class consists of components comparable to web site transparency and the way easy it’s to file a declare. As we proceed to judge extra insurance coverage suppliers and obtain contemporary market information, our checklist of greatest automobile insurance coverage firms is prone to change over time. In our evaluation, we solely embody insurance coverage firms which have achieved a minimal NerdWallet star score of 4.5.
Why you may belief NerdWallet
Our writers and editors comply with strict editorial pointers to make sure equity and accuracy in our protection so you may select the insurance coverage firm that works greatest for you. Our rankings are particular to auto insurance coverage; an organization’s score for different merchandise could also be totally different on our website. See our standards for evaluating auto insurance coverage firms
Greatest automobile insurance coverage in Utah general: Vacationers
Vacationers had the very best general NerdWallet star score for Utah drivers, out of 23 eligible automobile insurance coverage firms. These star rankings focus totally on components that might have an effect on a buyer’s expertise with the insurer.
Learn our Vacationers auto insurance coverage overview to search out out why it comes out on high.
Greatest star score
Vacationers
5.0
NerdWallet score NerdWallet’s rankings are decided by our editorial group. The scoring system takes into consideration shopper grievance and buyer satisfaction information.Vacationers affords a broad vary of protection choices and reductions that can assist you customise your automobile insurance coverage coverage.
ReductionsRankings are primarily based on the variety of reductions an organization affords compared to different insurers.
Nice set of reductions
Ease of useRankings are decided by our editorial group. Our “ease of use” class appears to be like at components comparable to web site transparency and the way simple it’s to file a declare.
Above common
NAIC complaintsRankings are primarily based on complaints to state regulators relative to an organization’s dimension, in keeping with three years’ price of knowledge from the Nationwide Affiliation of Insurance coverage Commissioners. NerdWallet conducts its information evaluation and reaches conclusions independently and with out the endorsement of the NAIC.
Fewer than anticipated
Execs
- Acquired fewer buyer complaints than the median.
- Plenty of protection choices for auto insurance coverage.
- One of many largest insurance coverage suppliers within the nation.
Cons
- Buyer satisfaction rankings are beneath common.
- Rideshare insurance coverage isn’t out there in Utah.
Greatest star score
Vacationers
5.0
NerdWallet score NerdWallet’s rankings are decided by our editorial group. The scoring system takes into consideration shopper grievance and buyer satisfaction information.Vacationers affords a broad vary of protection choices and reductions that can assist you customise your automobile insurance coverage coverage.
ReductionsRankings are primarily based on the variety of reductions an organization affords compared to different insurers.
Nice set of reductions
Ease of useRankings are decided by our editorial group. Our “ease of use” class appears to be like at components comparable to web site transparency and the way simple it’s to file a declare.
Above common
NAIC complaintsRankings are primarily based on complaints to state regulators relative to an organization’s dimension, in keeping with three years’ price of knowledge from the Nationwide Affiliation of Insurance coverage Commissioners. NerdWallet conducts its information evaluation and reaches conclusions independently and with out the endorsement of the NAIC.
Fewer than anticipated
Execs
- Acquired fewer buyer complaints than the median.
- Plenty of protection choices for auto insurance coverage.
- One of many largest insurance coverage suppliers within the nation.
Cons
- Buyer satisfaction rankings are beneath common.
- Rideshare insurance coverage isn’t out there in Utah.
» MORE: The very best automobile insurance coverage firms
Greatest Utah automobile insurance coverage on your funds: Auto-House owners
Out of the 23 firms we checked out, Auto-House owners is the most cost effective choice on our checklist of insurance coverage firms with a five-star score.
Our evaluation confirmed that the common price for full protection insurance coverage from Auto-House owners is $1,362 per 12 months or $114 monthly for Utah drivers. (Nonetheless, your price could also be totally different.)
Learn our Auto-House owners insurance coverage overview to be taught extra.
?Nerdy Tip
We don’t have information for each single firm that provides protection in Utah, so evaluate automobile insurance coverage charges from a number of firms to search out which firm is most cost-effective for you.
Try NerdWallet’s evaluation of low cost automobile insurance coverage in Utah for an in depth breakdown of essentially the most inexpensive insurers in your state.
Greatest funds decide
Auto-House owners Insurance coverage
5.0
NerdWallet score NerdWallet’s rankings are decided by our editorial group. The scoring system takes into consideration shopper grievance and buyer satisfaction information.Individuals who want a number of insurance coverage insurance policies might profit from the comfort and reductions of bundling them with Auto-House owners, which has many protection choices and few buyer complaints.
ReductionsRankings are primarily based on the variety of reductions an organization affords compared to different insurers.
Nice set of reductions
Ease of useRankings are decided by our editorial group. Our “ease of use” class appears to be like at components comparable to web site transparency and the way simple it’s to file a declare.
Common
NAIC complaintsRankings are primarily based on complaints to state regulators relative to an organization’s dimension, in keeping with three years’ price of knowledge from the Nationwide Affiliation of Insurance coverage Commissioners. NerdWallet conducts its information evaluation and reaches conclusions independently and with out the endorsement of the NAIC.
Far fewer than anticipated
Execs
- Gives all kinds of merchandise with the chance to bundle.
- Far fewer complaints than different firms for auto insurance coverage.
Cons
- On-line quotes aren’t out there.
Greatest funds decide
Auto-House owners Insurance coverage
5.0
NerdWallet score NerdWallet’s rankings are decided by our editorial group. The scoring system takes into consideration shopper grievance and buyer satisfaction information.Individuals who want a number of insurance coverage insurance policies might profit from the comfort and reductions of bundling them with Auto-House owners, which has many protection choices and few buyer complaints.
ReductionsRankings are primarily based on the variety of reductions an organization affords compared to different insurers.
Nice set of reductions
Ease of useRankings are decided by our editorial group. Our “ease of use” class appears to be like at components comparable to web site transparency and the way simple it’s to file a declare.
Common
NAIC complaintsRankings are primarily based on complaints to state regulators relative to an organization’s dimension, in keeping with three years’ price of knowledge from the Nationwide Affiliation of Insurance coverage Commissioners. NerdWallet conducts its information evaluation and reaches conclusions independently and with out the endorsement of the NAIC.
Far fewer than anticipated
Execs
- Gives all kinds of merchandise with the chance to bundle.
- Far fewer complaints than different firms for auto insurance coverage.
Cons
- On-line quotes aren’t out there.
Greatest Utah automobile insurance coverage for having few buyer complaints: American Household
American Household is the very best automobile insurance coverage firm for Utah drivers in terms of buyer satisfaction. American Household has the fewest buyer complaints to Utah insurance coverage regulators for an organization of its dimension out of all of NerdWallet’s 5 star-rated insurers within the state.
To be taught extra, learn our American Household insurance coverage overview.
Greatest for having few buyer complaints
American Household
5.0
NerdWallet score NerdWallet’s rankings are decided by our editorial group. The scoring system takes into consideration shopper grievance and buyer satisfaction information.American Household affords a variety of protection, together with rideshare and hole insurance coverage, however doesn’t promote insurance policies in all states.
ReductionsRankings are primarily based on the variety of reductions an organization affords compared to different insurers.
Nice set of reductions
Ease of useRankings are decided by our editorial group. Our “ease of use” class appears to be like at components comparable to web site transparency and the way simple it’s to file a declare.
Above common
NAIC complaintsRankings are primarily based on complaints to state regulators relative to an organization’s dimension, in keeping with three years’ price of knowledge from the Nationwide Affiliation of Insurance coverage Commissioners. NerdWallet conducts its information evaluation and reaches conclusions independently and with out the endorsement of the NAIC.
Far fewer than anticipated
Execs
- Fewer buyer complaints than anticipated for an organization its dimension.
- Many protection sorts supplied.
- Wide selection of reductions.
Cons
- Beneath common buyer satisfaction for utilization primarily based insurance coverage in keeping with J.D. Energy.
Greatest for having few buyer complaints
American Household
5.0
NerdWallet score NerdWallet’s rankings are decided by our editorial group. The scoring system takes into consideration shopper grievance and buyer satisfaction information.American Household affords a variety of protection, together with rideshare and hole insurance coverage, however doesn’t promote insurance policies in all states.
ReductionsRankings are primarily based on the variety of reductions an organization affords compared to different insurers.
Nice set of reductions
Ease of useRankings are decided by our editorial group. Our “ease of use” class appears to be like at components comparable to web site transparency and the way simple it’s to file a declare.
Above common
NAIC complaintsRankings are primarily based on complaints to state regulators relative to an organization’s dimension, in keeping with three years’ price of knowledge from the Nationwide Affiliation of Insurance coverage Commissioners. NerdWallet conducts its information evaluation and reaches conclusions independently and with out the endorsement of the NAIC.
Far fewer than anticipated
Execs
- Fewer buyer complaints than anticipated for an organization its dimension.
- Many protection sorts supplied.
- Wide selection of reductions.
Cons
- Beneath common buyer satisfaction for utilization primarily based insurance coverage in keeping with J.D. Energy.
Greatest Utah automobile insurance coverage for ease of use: State Farm
State Farm is the very best automobile insurance coverage firm in Utah in our ease of use class. State Farm clients can handle their coverage and submit claims on-line, and the cellular app has glorious consumer rankings for each iOS and Android gadgets.
Study extra options in our State Farm auto insurance coverage overview.
Greatest for ease of use
State Farm
5.0
NerdWallet score NerdWallet’s rankings are decided by our editorial group. The scoring system takes into consideration shopper grievance and buyer satisfaction information.State Farm affords quite a few reductions and extras together with journey expense protection, making it a sensible choice for many drivers.
ReductionsRankings are primarily based on the variety of reductions an organization affords compared to different insurers.
Common set of reductions
Ease of useRankings are decided by our editorial group. Our “ease of use” class appears to be like at components comparable to web site transparency and the way simple it’s to file a declare.
Above common
NAIC complaintsRankings are primarily based on complaints to state regulators relative to an organization’s dimension, in keeping with three years’ price of knowledge from the Nationwide Affiliation of Insurance coverage Commissioners. NerdWallet conducts its information evaluation and reaches conclusions independently and with out the endorsement of the NAIC.
Fewer than anticipated
Execs
- Quite a few reductions supplied, together with two applications — one for secure driving and the opposite for younger drivers.
- Beneficiant rental automobile and journey bills protection.
- Buyer satisfaction score for getting auto insurance coverage is best than common, in keeping with J.D. Energy.
Cons
- Would not supply hole insurance coverage.
Greatest for ease of use
State Farm
5.0
NerdWallet score NerdWallet’s rankings are decided by our editorial group. The scoring system takes into consideration shopper grievance and buyer satisfaction information.State Farm affords quite a few reductions and extras together with journey expense protection, making it a sensible choice for many drivers.
ReductionsRankings are primarily based on the variety of reductions an organization affords compared to different insurers.
Common set of reductions
Ease of useRankings are decided by our editorial group. Our “ease of use” class appears to be like at components comparable to web site transparency and the way simple it’s to file a declare.
Above common
NAIC complaintsRankings are primarily based on complaints to state regulators relative to an organization’s dimension, in keeping with three years’ price of knowledge from the Nationwide Affiliation of Insurance coverage Commissioners. NerdWallet conducts its information evaluation and reaches conclusions independently and with out the endorsement of the NAIC.
Fewer than anticipated
Execs
- Quite a few reductions supplied, together with two applications — one for secure driving and the opposite for younger drivers.
- Beneficiant rental automobile and journey bills protection.
- Buyer satisfaction score for getting auto insurance coverage is best than common, in keeping with J.D. Energy.
Cons
- Would not supply hole insurance coverage.
Full checklist of the very best automobile insurance coverage firms in Utah
Out of all 23 automobile insurers we analyzed, right here is the total checklist of the very best automobile insurance coverage firms in Utah, all with a NerdWallet star score of 4.5 or larger.
|
Firm |
Star score |
|---|---|
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American Household |
5.0 NerdWallet score NerdWallet’s rankings are decided by our editorial group. The scoring system incorporates reductions, web site transparency, monetary power, grievance information and extra. |
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Amica |
5.0 NerdWallet score NerdWallet’s rankings are decided by our editorial group. The scoring system incorporates reductions, web site transparency, monetary power, grievance information and extra. |
|
Auto-House owners |
5.0 NerdWallet score NerdWallet’s rankings are decided by our editorial group. The scoring system incorporates reductions, web site transparency, monetary power, grievance information and extra. |
|
Geico |
5.0 NerdWallet score NerdWallet’s rankings are decided by our editorial group. The scoring system incorporates reductions, web site transparency, monetary power, grievance information and extra. |
|
State Farm |
5.0 NerdWallet score NerdWallet’s rankings are decided by our editorial group. The scoring system incorporates reductions, web site transparency, monetary power, grievance information and extra. |
|
Vacationers |
5.0 NerdWallet score NerdWallet’s rankings are decided by our editorial group. The scoring system incorporates reductions, web site transparency, monetary power, grievance information and extra. |
|
USAA* |
5.0 NerdWallet score NerdWallet’s rankings are decided by our editorial group. The scoring system incorporates reductions, web site transparency, monetary power, grievance information and extra. |
|
Acuity |
4.5 NerdWallet score NerdWallet’s rankings are decided by our editorial group. The scoring system incorporates reductions, web site transparency, monetary power, grievance information and extra. |
|
Allstate |
4.5 NerdWallet score NerdWallet’s rankings are decided by our editorial group. The scoring system incorporates reductions, web site transparency, monetary power, grievance information and extra. |
|
Chubb |
4.5 NerdWallet score NerdWallet’s rankings are decided by our editorial group. The scoring system incorporates reductions, web site transparency, monetary power, grievance information and extra. |
|
Farmers |
4.5 NerdWallet score NerdWallet’s rankings are decided by our editorial group. The scoring system incorporates reductions, web site transparency, monetary power, grievance information and extra. |
|
Nationwide |
4.5 NerdWallet score NerdWallet’s rankings are decided by our editorial group. The scoring system incorporates reductions, web site transparency, monetary power, grievance information and extra. |
|
Progressive |
4.5 NerdWallet score NerdWallet’s rankings are decided by our editorial group. The scoring system incorporates reductions, web site transparency, monetary power, grievance information and extra. |
|
*USAA is offered solely to active-duty army members, veterans and their households. |
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» MORE: The very best dwelling insurance coverage in Utah